Lets Do Business - Can start today! Please call and leave a message for an immediate call back / resume. show contact info
Frontline Underwriter w/ experience in QC Auditing, Doc Drawing, Funding Assisting, FHA/VA Insuring, etc. 25 years of industry experience and on Linked-In. Let me assist you and your team to MOVE FILES TO CLOSING! Short or long term employment opportunities to partner ok!
Can condition loan and issue Conditional Loan Approval same day. (24 - 48hr turn times) (investor, primary, 2nd home) (Full Doc and Streamline) (FNMA/ FMHLC) also, Jr UW qualified on Full doc FHA/ VA.
Products underwritten: (Manual/ DU/ LP)
*Conventional (refi heavy, purchase experience)
*Va IRRRL (have also trained to Underwrite and condition VA Purchases ; worked directly with Owners/ VA Sr. UW's for two companies)
*FHA Streamline
*Foreign National
*Equity 2nds
*Resub- Community Seconds, HELOCs
*24 month Asset Based/ SE
*Construction to Perm Financing (QC only but can Jr. UW a deal)
STAY IN COMPLIANCE - TRID / RESPA/ TILA,3-day Recision (federal regulations and state specific w/ Investor Overlays)
I will review and sign-off on:
*Income & Assets - S/E, 1065, 1120s, W2, Retirement/ Government Non-taxable, Rental / ADU cashflow, RSUs (time-based & performative), Bonds, Residual Income (VA specific)
*Credit, Fraud/FEMA Report, Flood, Hazard/ Fidelity Insurance policy, Title Commitment/ Prelim, Appraisal/ Collateral sign-off & review, LE/CD/ COC approval
*FHA Connections/ VA Portal / Webgly docs/ data entry
*UW docs - Transmittal, Max Loan worksheets, income calculation worksheets, Student loan and debt reconciliation within LOS, FHA/ VA loan specific docs.
In-house, Hybrid, or Remote - OK
Weekends and Overnight -OK
Can speed up your backed up loans in progress! Fast closings with signing off conditions and issuing Final Loan Commitment.
LOS experience:
*Encompass
*Byte
*Lending QB
*CalyxPoint
*DataTrac